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People today are opting to buy used cars rather than brand new cars. This is typically due to the fact that we are all trying to save as much money as we possibly can. This simple list of questions to ask when buying a used car is necessary if you want to get a good deal. Look right now so that you can get yourself on the road once again!

The first thing you want to ask about is the actual title on the car. If the title is salvaged and not clean of accidents, you might not want to buy it. You should also make sure that the current title is actually in the sellers name. This will keep you from buying a used car that could potentially be stolen.

The condition of the car needs to be looked over closely. This will help you to ensure that you are buying a quality used car, not a car with a heap of problems that you will need to fix. Take a look at not only the outside, but the inside of the car as well. You should also ask for a maintenance report so you know what type of work has been completed on the car.

While you are asking about the condition of the car, look at the battery condition. Make a point to ask about the age of the battery so that you can determine if you need to buy a new one or not. This of course can add to the overall costs of the car, so look for a vehicle with a great full battery.

Ask about any leaks that might become an issue for you. You might have issues with radiator leaks or even oil leaks. You can usually tell if there is a leak simply by looking at the ground where the car is parked. If the ground is covered with oil, this is a huge red flag. Be sure to ask the seller and get a good idea of what needs to be fixed.

Look over the tires to find out how much more mileage you can get from them. Tires can easily run you over $300 per set so you should ensure that you buy a used car with tires that are relatively new. If the tread is worn down, you could be risking flat tires and even more expenses you do not want to have to pay.

Finally, you need to make sure that you do take the vehicle for a test drive. Those who test drive used cars can get a good feel for the car and listen for any alarming sounds. Pay close attention to the way the car handles so you know you are buying a quality vehicle. If there are any sounds, ask the seller about them before you buy.

You need to use this list of questions to ask when buying a used car if you want to save money and buy a decent ride. Those who do not ask the right questions tend to get ripped off and spend hundreds of dollars trying to keep their used car in good shape. Do not be one of those people, ask these questions and you will be set to go!

Dependable car dealers Edmonton for finding used cars and trucks – the largest Chrysler, Dodge, and Jeep dealership in Canada, providing a wide selection of used cars and trucks Edmonton.

It is a hot, sticky summer’s day. You roll down the window of your car to let the air cool you down, but you start steaming as you notice the hottie on the footpath walking her dog. Your sunglasses steam up and you can’t keep your eyes off her. You break into song ‘Pretty woman walking down the street, pretty woman the kind I’d like to….CRASH!!’ It is trouble time as you have just rear ended the old age pensioner in front of you.

There is certainly trouble ahead for you cos you couldn’t keep your eyes on the road. Accidents like these are very common during the summer. Men just cannot keep their eyes on the road. Crashes are inevitable and lead to the embarrassment of phoning your insurance company to explain.

Jeremy Clarkson from Top Gear has never been one to hold back what he is thinking and last month he decided to give his opinion on the matter. He said ‘People imagine the most dangerous time of the year to drive is November or perhaps February – dark nights, fog, ice’ He continues, saying that ‘Sunny skies, light breezes, girls wearing short skirts, because the thing is, you can’t not look. You can’t physically not look.’

Recent research in the UK has highlighted that 29% of male drivers admitted to being distracted by women during the summer. Whereas only 3% of female motorists said that they were distracted by men’s summer clothing. The research also highlights last summer that men made 16.4% more claims than women, with a quarter of men stating that in the past five years they had at least one summertime crash or near miss.

Can you as a man relate to the above situation? I think if we are being honest then we would have to say yes. It is a strange phenomenon but a very real thing too. If we want safer roads then the only solution during the summer is for men to keep their eyes and thoughts on the road. You have plenty of other opportunities to view the ladies outside of the car so don’t risk an embarrasing car crash by letting you eye wander. It is just not worth the hassle, especially if your girlfriend catches you!

If you are planning on spotting talent this summer then make sure your car is insured. The young drivers insurance prices at AXA Car Insurance should be able to distract you for a few minutes.

Over the years I have heard of some pretty awful defense strategies people use to try and get out of a traffic ticket. You cant blame them though. A lot of these individuals were simply relying on so called insider information they heard from a friend.

Below I have listed the top five mistakes you can make when fighting your traffic ticket. I hope you too will see the futility in them and refrain from using these worthless defenses.

Mistake #1- Delaying the Court Trial

Most would advise you to get a continuance. The claim is the longer your can postpone the traffic court date, the bigger the chance the police officer wont show up. This makes no sense and isn’t a good strategy to fight a traffic ticket.

Do not try to delay your date with the traffic court. You will not increase the likelihood the officer wont be there and thus having your traffic ticket thrown out.

Lets say that you do get your traffic court date pushed back. What if the police officer still shows at court?

This may be a little known fact, but police officers get overtime pay to be in traffic court.

Mistake #2- Requesting evidence before traffic court.

By law you do have a legal right to see everything the prosecution plans to convict you with. This process is called ‘discovery’ and can be useful in a murder trial. But this isn’t a murder trial and doing so can actually hurt your case.

If you file a motion for discovery this tells the prosecution that you intend to plan a defense. In almost every case the prosecutor will make sure his case is airtight so you have virtually no chance of winning.

Don’t request anything or even contact the courthouse at any time prior to your trial about your traffic ticket. DO NOT let them know you are familiar with the traffic court process.

Mistake #3- Doing a lot of needless research

How many of you like to spend your free time at your local courthouse researching piles upon piles of law books? There’s absolutely no need to do this research. It’s time consuming and not to mention boring.

For most traffic tickets it is pointless to read up on case law before traffic court. Except on the rare occasion that you may want to see how a certain statute is worded.

Mistake #4- Attacking the officer’s credibility

If you go to traffic court with the idea you are going to attack the officers credibility, don’t waste your time. You can forget getting your traffic ticket dismissed. Saying the officer didn’t use the equipment properly, or that he singled you out or any number of other excuses are useless.

Challenging the officers training of a radar gun will always draw scrutiny from the judge. He will take the officers side and will insist you ask the next question.

The officer will NOT have to prove his training qualifications in the courtroom. Let’s face it, the officer has been properly trained and knows how to work the radar/laser gun. No question about it. If you try and go this route you will be disappointed when the judge asks you to provide evidence supporting your claim.

Mistake #5- Showing up to traffic court unprepared.

This may be the biggest mistake individuals make when they try to fight a traffic ticket. They go into traffic court thinking they did their homework, when in reality they had no idea what they were doing, and end up paying the traffic ticket.

And then there are those who don’t do any research and think that they can tell there side of the story and the judge will have pity on them. Yeah right!

Its understandable that it can be nerve wracking showing up to traffic court. Just remember you aren’t on trial for your life, its just a traffic ticket. Traffic court is designed to be user friendly because of the volume of people going through there daily.

Avoid these five mistakes and you will have a better chance of winning your case in traffic court and getting your traffic ticket dismissed.

Learn more about traffic tickets and hoe to fight them. Stop by Steven Swihart’s site where you can find out all about traffic violations and how to protect yourself against them. Check here for free reprint licence: Five Mistakes You Don’t Want To Make Before Battling A Traffic Ticket.

For some reason, some insurance companies make the filing of an SR-22 document seem like a mystery, giving you the impression it is some secretive and complicated matter that you should not question too closely. You cannot start becoming an informed insurance buyer without knowing what SR-22 means, and if you fall into one of the categories of drivers required to file the form, you should know exactly what you are getting into.

Because the SR-22 document essentially proves your financial responsibility, people have erroneously concluded that it is insurance for poor people. This is not the case. It is true that having a very bad credit history can affect your options in buying insurance, but it also affects your ability to get an SR-22 filing because, if you recall, the whole point of having it is to establish financial responsibility. The major reasons you will need an SR-22 include:

-getting caught driving without insurance,

-being cited for DUI/DWI or other serious moving violation,

-causing an accident (being at fault) while driving uninsured,

-receiving repeat citations in a short period of time, and

-driving with a suspended or revoked license.

In most states you will be required to have an SR-22 for a specific length of time, often three years. If you get through that time period without reneging on payments or getting additional tickets, your SR-22 requirement will expire.

Consider it like probation

You will have a long-term filing status with an SR-22, typically three years as mentioned above, which you should think of as driving probation. That is how your state DMV and police think of it, so you should, too. The SR-22 is not insurance itself, and you are required to have ongoing insurance coverage during your SR-22 status. The insurance company that issues you a policy pursuant to an SR-22 filing will notify the authorities in your state at once if your policy is unpaid, canceled or lapses, triggering the suspension of your license once again.

Not every insurance company will file the SR-22, so you need to become an informed consumer first and do your research. There are also different rates for the service, as well as a wide range of policy costs, so you really do need to shop around. You can look forward to a smooth experience if you use a company experienced with the SR-22 filing, and some insurers will stay on top of things to the point that they will file a termination form with the authorities (called an SR-26 in some states), usually within some 10 days of the SR-22’s expiration.

Different state requirements

Generally speaking, if you have an SR-22 currently and move to another state, you will have to finish out the stated time period anyway. You will also need to get in-state insurance with liability limits that meet the required minimums in your former home state. For example, if you have an SR-22 in a state where the minimum liability figures are 50/100/25, and move to a state with 25/50/10 limits, you still have to carry the former, higher limits in your new state. You will continue in your SR-22 status in the new state until the time period ends in the old one.

Some states do not have SR-22 requirements, like Delaware, Minnesota, Oklahoma, Pennsylvania, New Mexico and Kentucky. If you move to one of these places while in SR-22 status, however, you will have to meet the insurance requirements of the old state where you were required to file the SR-22. If your SR-22 is from, say, Arizona, and then you move to New Mexico, you will continue filing the SR-22 with Arizona until the time period runs out. You will get a New Mexico policy, but keep on filing your SR-22 in Arizona until your period expires.

Bottom line

You need to shop around to find insurance companies that will do these filings if you do not want to handle it yourself. A variety of firms, including SR-22 specialists, exist for the express reason of helping you stay on the road, safe and insured. With some companies and in some states, there may be a filing fee attached to the SR-22, as well. The concept as a whole is similar among the many states using SR-22 programs, but you need to remember that the devil is in the details, and there are a lot of them. It is crucial that you find a firm that has the experience and expertise to help you navigate through the complexities of the SR-22 filing.

Most states require an SR22 for major convictions such as a DUI or DWI, driving while license suspended or revoked and at fault accidents without insurance to name a few. Visit Southeast Insurance Agency for your next sr22 insurance quotes quote today.

categories: sr22,DUI,alcohol,driving,auto insurance,auto,insurance,finance

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